Protection With Commercial Umbrella Insurance
Focuses primarily on liability claims
Umbrella insurance primarily focuses on liability claims. It covers the costs you may incur if you’re held responsible for an unfortunate event involving others, including legal fees and settlements. However, it typically doesn’t cover personal losses, such as damage to your property, theft of your possessions, or other non-liability-related events.
Pays out when liability coverage limits are not enough
Who Needs Umbrella Insurance?
A Cost-Effective Layer of Protection
Enhanced Financial Security
Umbrella insurance provides an extra layer of security, helping you avoid financial strain in the event of large claims. By offering coverage beyond your standard policy limits, it ensures that you’re protected against costly lawsuits, accidents, and unforeseen circumstances that could otherwise jeopardize your financial well-being. It’s a proactive step in safeguarding your future and ensuring that you’re fully prepared for the unexpected.
Umbrella insurance provides extra coverage if a claim exceeds the limits of your auto, home, or watercraft policy, protecting you from having to pay the difference out-of-pocket.
The umbrella insurance policy will have its own limit, but this is typically not a major concern. Plus, coverage may be more affordable than you think. While it provides protection for large payouts, the premium often reflects the lower likelihood of a claim. Ready to secure extra protection for you and your family with umbrella insurance? Contact us today to discuss your specific needs and find the right policy for you.
